芝麻信用评估
芝麻信用评分是合法独立的信用评估及信用管理机构，授权后得到分数越高，代表信用越好
at this time, philosophy only accepts payments from paypal accounts /credit / debit cards issued from within the united states, in u.s. dollars with a u.s. billing and shipping address.
2015-02-24
paypal付款失败，但被扣款，显示待处理，发了邮件给商家，回复是只接受美国境内签发的卡。paypal退钱需要商家与他们联系处理，或者干等一个月！！！
2015-02-24
